1. Risk Management Framework Development: • We support clients to establish clear policies, structures, roles, and responsibilities. • We work with our clients implement processes for risk appetite, identification, assessment, mitigation, monitoring, and reporting. • We promote shared understanding and awareness of risks. 2. Enterprise Risk Management (ERM): • Support the integration of strategy, business planning, and decision-making processes. • Support the enhancement of business performance through proactive risk insights. 3. Operational Resilience: • We can identify vulnerabilities and root causes. • Enable institutions to improve resilience program governance, technologies, and operational controls. 4. Operational Risk Management (ORM): • Assess, build, and integrate operational risks into ORM programs. • Strengthens risk management capabilities. 5. Credit Risk Management: • We design and implement efficient credit risk management and lending operations, that help institutions to effectively identify, assess and mitigate risks. This reduces operational costs, enhances decision making quality, and enhances client experience. • Manages underwriting, originations, servicing, default prevention, loss mitigation, collections, and resolution.