Finance Management, Banking and Risk Management
Our comprehensive Financial Management services are meticulously designed to transform finance functions by evaluating current accounting environments and providing actionable recommendations for long-term efficiency. We optimize business processes through the identification of inefficiencies and the establishment of robust financial management systems. Our strategies are tailored to enhance financial performance via cost optimization and margin enhancement, thereby ensuring a competitive edge. We offer audit readiness and compliance services aimed at minimizing risks and streamlining audits. For emerging entities, we are committed to establishing strong financial foundations and preparing for investor engagement. Strategic alignment of leadership and implementation of shared services are pivotal in driving organizational success and cost efficiency. We integrate financial systems to create a unified infrastructure that enables accurate planning and forecasting. Our enterprise performance management systems significantly enhance decision-making, while our customized growth roadmaps facilitate alignment of finance units with overarching business goals
a. Transform Finance Functions: We evaluate the current accounting environment—people, processes, and technology—to provide actionable recommendations and hands-on support. This ensures long-term efficiency, scalability, and adaptability to dynamic economic conditions.
b. Optimise Business Processes: We identify broken business processes hindering growth and profitability. We specialise in identifying inefficiencies, setting up internal controls, and establishing robust financial management systems to streamline operations.
c. Enhance Financial Strategies: From cost optimisation to margin enhancement, we help businesses maximise resource efficiency, improve profitability, and maintain a competitive edge.
d. Audit Readiness and Compliance: We have expert services that ensure compliance, minimize risks, and streamline audit processes to alleviate audit-related stress.
e. Support for Emerging Entities: We assist startups and emerging businesses establish strong financial foundations, connect with the startup ecosystem, and prepare for investor engagement.
f. Strategic Leadership Alignment: Dynamic goal measurement and performance tracking ensure alignment with strategic objectives, driving organizational success.
g. Shared Services Implementation: Centralizing and streamlining finance operations through shared services enhances cost efficiency and service delivery.
h. Financial Systems Integration: Support to financial systems to create a unified, scalable finance infrastructure, enabling accurate financial planning, budgeting, and forecasting.
i. Enterprise Performance Management (EPM): Implementing performance management systems ensures effective execution of business strategies and enhances decision-making accuracy.
j. Customised Roadmaps for Growth: We develop tailored strategies to redesign finance units in organisations to enable alignment with business goals and drive strategic growth.
Convergence banking services are designed to enhance clients' capabilities in managing and optimizing financial institutions' operations. Our focus includes loan book reviews, debt collection, and credit process investigations. We aim to boost clients' credit revenues through strategic management of delinquent assets, write-offs, and offering credit advisory and loan restructuring services. Our technical support strengthens process efficiency, optimizes credit officer productivity, and enhances relationship management, including client rehabilitation and mediation. Additionally, we provide financial literacy education, improve service quality, and empower clients to meet and exceed ethical standards. We also assist clients in designing fundraising initiatives, developing performance-based incentive schemes, and offering independent feedback avenues to enhance institutional operations and risk management.
To prospecting financial institutions, we work with our clients to develop comprehensive Strategic Business Plans with full Financial business projections that are aligned to the institution's vision, mission and strategic objectives. We develop Balance Score cards to enhance achievement of the institution’s strategic objectives:
a. Loan book review. This involves loan book health checks and strategic and operational risks.
b. Debt collection, management of problem and delinquent assets and write-offs to reduce provisions and enhance credit revenues to expand the bottom line.
c. Investigations into credit processes, compliance, and causes of loan default. We have the expertise to help institutions dig deeper into loan default issues.
d. Credit advisory, loan restructuring, and loan sellouts to other institutions.
e. Loan case load and officer productivity reviews and enhancements.
f. Process efficiency reviews, re-engineering for improvements
g. Optimise credit officer productivity: We work with the institutions to assess staff competencies and develop a balanced scorecard that aligns Job roles, KPIs, operational activities and business initiatives to achieve strategic objectives.
h. Relationship management; We equip staff with practical soft skills to enhance new client acquisition, client retention, client rehabilitation, counselling, and mediation between banks and their clients; and oversight of bank clients, bank agents, and collection teams, including bailiffs and other stakeholders.
j. Financial literacy and education. We are available to offer targeted financial literacy education and awareness.
k. Designing Fund Raising Initiatives: Sourcing of alternative funding and fund management.
l. Support in establishing ethical standards: Ensuring Ethical conduct as a way of life/business amongst all employees.
m. Provide independent avenues to get customer and employee positive feedback: Support institutional management to improve overall institutional operations, risk management and performance.
n. Design, develop and implementation of Performance Based Incentive Schemes.
1.Risk Management Framework Development:
• We support clients to establish clear policies, structures, roles, and responsibilities.
• We work with our clients implement processes for risk appetite, identification, assessment, mitigation, monitoring, and reporting. • We promote shared understanding and awareness of risks.
2.Enterprise Risk Management (ERM):
• Support the integration of strategy, business planning, and decision-making processes.
• Support the enhancement of business performance through proactive risk insights.
3.Operational Resilience:
• We can identify vulnerabilities and root causes.
• Enable institutions to improve resilience program governance, technologies, and operational controls.
4. Operational Risk Management (ORM):
• Assess, build, and integrate operational risks into ORM programs.
• Strengthens risk management capabilities.
5. Credit Risk Management:
• We design and implement efficient credit risk management and lending operations, that help institutions to effectively identify, assess and mitigate risks. This reduces operational costs, enhances decision making quality, and enhances client experience.• Manages underwriting, originations, servicing, default prevention, loss mitigation, collections, and resolution.
